Jay H. Clark

Managing Member

Phone: (205) 874-0313
Fax: (205) 871-3293
P.O. Box 530910
Birmingham, AL 35253

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AV Preeminent Peer Review Rated 2012

Jay Clark represents secured creditors in commercial restructuring, forbearance agreements, and liquidation of collateral. He also regularly appears before the bankruptcy courts throughout Alabama in representation of secured and unsecured creditors in filing of claims, preference claim litigation, objections to confirmation, and pursuit of nondischargeability judgments.

Jay was born in 1964 in Prattville, Alabama. A graduate of Harding University in Searcy, Arkansas, he received his Bachelor of Business Administration degree in accounting in 1986. Upon graduation, he worked as an auditor with Ernst & Young in Birmingham, Alabama, concentrating in the fields of banking and health care. He received his C.P.A. designation in 1989.

In 1989, Jay left Ernst & Young to attend Cumberland School of Law. He graduated magna cum laude in 1992. While in law school, Jay was an associate editor of the Cumberland Law Review. He was also inducted into the Phi Kappa Phi and Curia Honoris honor societies.

After graduating from law school, Jay joined Wallace, Jordan, Ratliff & Brandt. He is admitted to practice law before all federal district courts in Alabama and all Alabama state courts. He is a member of the Alabama State Bar and the Birmingham Bar Association.

An active member of Homewood Church of Christ, Jay is a board member of Agape of Central Alabama, a faith-based adoption and foster care organization serving central Alabama. In his leisure time Jay enjoys coaching and supporting his three children in their various sporting endeavors.

Bar Admissions

  • Alabama, 1992
  • U.S. District Court Middle District of Alabama, 1992
  • U.S. District Court Northern District of Alabama, 1992
  • U.S. District Court Southern District of Alabama, 1992



  • Cumberland School of Law, Samford University, Birmingham, AL, J.D., magna cum laude, 1992
    Honors: Associate Editor Cumberland Law Review, Phi Kappa Phi and Curia Honoris Honor Societies, Cumberland School of Law Dean’s Scholarship Recipient, Am. Jur. Book Award for highest grade in Torts and Civil Procedure
  • Harding University, Searcy, Arkansas, B.B.A., Accounting, 1986


Professional Affiliations

  • Alabama State Bar (Bankruptcy and Commercial Law Sections)
  • American Bankruptcy Institute
  • Birmingham Bar Association

Community Activities

Previous Positions

  • Ernst & Young, Auditor, 1986-1989


  • Certified Public Accountant, Alabama, 1989

Cases of Note

  • Watts v. Rudulph, 839 So. 2d 685 (Ala. Civ. App. 1998)